Mike 006

Michael Patton

Independent Insurance & Risk Inspections

Phone 205-527-1921


Serving Birmingham Al, and surrounding areas,
see below for full listing of Counties and Cities.

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Residential – Commercial – Construction – Workers Compensation


Michael Patton, Insurance & Risk Inspections provide the insurance carrier with complete and in-depth property and risk control field inspections. Inspections performed include Residential, Commercial, and Construction and Workers Compensation inspections. Our objective is to provide a complete picture of the risk assessed. To highlight the insured’s strengths, and bring attention to areas that can be improved and the risk lowered for the insured, and the insurance carrier.

Operation with insurance field inspections began in 2010. Work background includes work experience and management in construction, maintenance, industrial manufacturing, and foodservices industry, as well in automotive mechanical repair shop. A work background that provides real-time experience in the work place environment, which give strength to the field inspection and risk assessment and.

Partnering with various inspection service vendors we strive to build long term relationships, provide timely and informative field inspections and risk assessment of the insured. Whether it be a residential, mom & pop operation, or major corporation a complete and in-depth field inspection and assessment will be delivered.


Inspection Services include:

  • Residential Inspections:
    • Property
    • General Liability
    • High Value Interiors
    • Four Point: Roof, Electrical, HVAC, and Plumbing
    • Standalone: Target or specific need including follow-up for repairs, recommendations follow-up, and or other specific need risk inspection.
  • Commercial Inspection:
    • Property
    • General Liability
    • Product Liability
    • All Risk
    • Garage and Shop Liability
    • Fleet- Commercial Auto
    • Money and Crime
    • Inland Marine
    • Liquor Liability
    • Commercial Kitchen
    • Lessor/Lessee Inspections
    • Worker Compensation
    • Specific Need Inspection for target coverage areas
  • Contractors and Construction
    • Job site – Shop Focused
    • Work Place Safety
    • Equipment Operations
    • General Contractor Risk
    • Sub-Contractor Risk
  • Worker Compensation




Region Covered:

Download Zip Code PDF

Alabama Counties

zip map


  • Jefferson County – Birmingham Area
  • Shelby County – Cities of: Hoover, Pelham, Alabaster, Montevallo
  • Saint Clair County – Pell City, Leeds, Ashville
  • Talladega County – Cities of Talladega and Sylacauga
  • Calhoun County – Cities of Anniston, Oxford Area
  • Etowah County – Cities of County-Gadsden, Glencoe, and Rainbow City
  • Tuscaloosa and Greene Counties – Cities of Tuscaloosa, Northport, and Eutaw
  • Pickens County – Aliceville, Carrolton, Estherville, Gordo, McShan, Reform
  • Bibb County – Brent, Briarfield, Centerville, Green Pond, Lawley, Randolph, West Blockton, Woodstock
  • Cleburne County – Edwardsville, Fruithurst, Heflin, Muscadine, Ranburne
  • Clay County – Ashland, Cragford, Delta, Hollins, Lineville, Millerville
  • Randolph County – Graham, Roanoke, Wadley, Wedowee, Woodland